Definition of ‘consumer’ to be decided by the Supreme Court-important consequences for borrowers defending claims against them

The Supreme Court is to hear an appeal by a couple who have lost their debt claim proceedings in the High Court and the Court of Appeal. The outcome of the Supreme Court hearing could have significant consequences for all borrowers in Ireland. The significant question the Supreme Court will be answering is the meaning … Read more

Summary Judgment Case-Supreme Court Decides Insufficient Details of How Debt Was Calculated

A Supreme Court decision of November 2019 provides some hope for anyone facing a summary summons action against them to have a debt judgment awarded. The case is Bank of Ireland Mortgage Bank and Joseph O’Malley and involved a vitally important decision of the Supreme Court as to the level of detail the lender must … Read more

Bank Debt/Summary Judgment Cases-Lessons from the Supreme Court in Bank of Scotland PLC v Jerry Beades

You may have heard of Mr. Jerry Beades, who is a well-known anti eviction activist and businessman. The High Court in 2012 granted a judgment against him in favour of the Bank of Scotland plc in the sum of €9,684,987.04 together with costs. This judgment was in respect of a number of loans Mr. Beades … Read more

Courts in Ireland-Where to Pursue Your Legal Action

The legal system in Ireland is comprised of four jurisdictions: The Supreme Court The High Court The Circuit Court The District Court. Supreme Court The Supreme Court is principally a court of appeal as it hears appeals from the High Court against judgments and orders. High Court The High Court can hear virtually all actions, … Read more

Supreme Court rules Registered Employment Agreements Unconstitutional

The Supreme Court has today (9th May, 2013) ruled that REAs (registered employment agreements) are unconstitutional. These agreements are provided for under the Industrial Relations Act, 1946. This case had previously been in the High Court where J. Hedigan dismissed the application.. The applicants are electrical contractors who in various ways, set out in these … Read more