The problem with attic conversions when buying a second-hand house

Attic conversions in Irish houses, especially in dormer bungalows, are commonplace up and down the country. Let’s face it: a dormer roof can be quite a large space and comes, I believe, from the French word for ‘to sleep’ (dormir). It may be a sensible use of resources and space to convert the attic to … Read more

Can you buy a house at auction with a mortgage?

“Can you buy a house at auction with a mortgage” is a question I am asked from time to time. The short answer is ‘yes’. The long answer, however, is more nuanced and requires some explanation. There is nothing in principle why a lender would not provide a mortgage for a property at auction. It … Read more

Rights of way and easements-time is running out with 30th November 2021 deadline looming

Time is fast running out for the registration of rights of way arising from prescription-that is, by reason of long use. As the law stands you have up to 30th November 2021 to register your prescriptive easement with the Property Registration Authority. This is the section 49A procedure and is intended for the situation where … Read more

The timing of your payments and outlays when buying property-the essential guide

Are you a first-time property buyer? If you are you may have some concerns and worries about the timing of the various payments you will need to make to buy your first piece of real estate. Let’s take a look, shall we? The first payment you will be expected to make will be a booking … Read more

Buying a new house? HomeBond, Premier and structural defect insurance schemes

If you are buying a new house you should check if it is registered with a structural defect scheme such as HomeBond or Premier. Your lender, if you are borrowing to purchase, may make it a condition of the loan offer that the house is covered by such a scheme. Or the lender may accept … Read more